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BoKSA

1 — Identification, authentication factors and MFA

1 — Identification, authentication factors and MFA

Study time: ± 45–60 minutes (reading + one cheat sheet)

Claim, then prove

Identification is claiming who you are — typing your username, saying your name at a desk. Authentication is proving that claim — your password, your passport, your fingerprint. A username identifies; only the proof authenticates. Keep these apart: many security discussions go wrong because they blur this line.

The authentication factors

Proof comes in categories. The classic four:

Factor What it is Examples Main weakness
Something you know A secret in your memory Password, PIN Can be phished, guessed, reused across sites
Something you have A physical or logical token Hardware key (e.g. YubiKey), smartcard, your phone Can be lost or stolen — but not copied remotely
Something you are A static biological trait Fingerprint, face, iris Not a secret (you leave fingerprints everywhere), needs liveness detection, cannot be replaced if leaked
Something you do A behavioural pattern Typing rhythm, gait, signature dynamics Varies with stress or illness; supports continuous authentication

Biometric systems balance two error rates: the False Accept Rate (intruders let in) versus the False Reject Rate (legitimate users locked out). Tightening one loosens the other; the right threshold depends on what the system protects.

Multi-factor authentication (MFA)

Real MFA combines factors from different categories — password (know) + authenticator app (have). Two factors from the same category is not MFA: a password plus a security question is twice "something you know", and a single phishing attack captures both. The factors must not be compromisable by the same attack.

On passwords themselves: modern guidance (NIST SP 800-63, Revision 4) emphasises length over complexity, drops arbitrary composition rules, and requires a password change only on evidence of compromise — not on a calendar schedule. Security questions are no longer an acceptable factor at all.

Core resources

Check yourself

  1. Which of these is real MFA, and why: (a) password + PIN, (b) password + fingerprint, (c) bank card + PIN, (d) password + security question?
  2. At a concert entrance a visitor states their name and shows their ID. Which part is identification, which is authentication?
  3. Why can a leaked fingerprint be worse than a leaked password?